Vision plans cost roughly $12 per month (VSP 2021). That’s $144 per year plus the required copay of around $20. That is $165 paid just to get your discount when our Exam Package is only $145. Vision plans also cause glasses prices to be artificially inflated so everyone gets a “discount.” If your employer pays for your plan, then it could cost you less; however, if they would pay you that money instead, it would save you to not use a vision plan. MONEY SAVING TIP: all eye doctor expenditures are health costs that Flex Spending and HSA accounts cover TAX FREE!
Reminder: Vision plans are just agreed discounts. They rarely insure anything with your eyes. Your medical insurance does cover eye exams for eye problems that glasses do not fix!
If the reason you need to see us is considered medical, or if your eye doctor requested you come back for medical reasons, then your medical plan covers the visit. If you are unsure how your visit will be billed, give us a call or text, and we can help out!
The quickest way to find out who your vision plan is through is usually a coworker or your HR department. Continue to the next section to learn how to use your out of network benefits
Absolutely! We have always honored current prescriptions from other offices. However, very few places write the quality of lens recommendations that we do at Insight. Along with your full-time Rx, be sure to ask for your prescriptions for sunglasses and computer lenses!